Ease vs Ivy Pay

Ivy Pay processes payments for therapists. Ease processes payments and runs your entire back office.

One great tool.
Or one complete back office.

Ivy Pay is a great single-purpose tool. It does one thing well. Charge a card on file, get paid the next day, no monthly fee.

Ease Pay does the same job inside a complete clinical back office. If you only want to take payments and you do not need bookkeeping, payroll, taxes, or anything else, Ivy Pay is fine and cheap.

If you want one product that handles payments and the rest of your practice, Ease is the better fit.

Ivy Pay

Ease

Card-on-File Payments

Next-Day Payouts

No Monthly Fees

Integrated Bookkeeping

Automated Payroll

Built-in Tax Filing

Complete Clinical Back Office (Single-purpose tool)

Native Clinical Practice Architecture (Treats all solopreneurs the same)

Feature Comparison

Feature

Ease

Ivy Pay

Built for doctors and clinicians

Yes. Every clinical specialty.

Yes. Therapists only.

AI agent does the work

Yes. Ease Agent.

No.

Bookkeeping

Included.

Not offered.

Payroll

Included.

Not offered.

Bill pay and vendor management

Included.

Not offered.

Patient payments

Included. Ease Pay.

Yes. Core product.

Card processing rate

2.75% per charge, flat.

HIPAA BAA

Yes.

Entity formation and registered agent

Included.

Not offered.

Legal, contracts, and compliance

Included as a paid skill.

Not offered.

HR and team management

Included.

Not offered.

Tax filing

$1,000 to $2,500. Included in Full Service.

Not offered.

Starting price

$299/mo. $99/mo for first 3 months.

Free. Pay per transaction.

Human support included

Yes on $499 and above.

Email support.

Who Should Pick What

Pick Ivy Pay if...

You only need a card-on-file payment tool.

Pick Ivy Pay if you are a therapist, the rest of your back office is handled by another product or by you in spreadsheets, and you only need clean card-on-file payments. Ivy Pay is well-designed, HIPAA-aware, and priced cleanly. If your bookkeeping, payroll, and taxes are already taken care of, there is no reason to bundle.

Pick Ease if…

You want payments inside the rest of your back office.

Pick Ease if you want patient payments inside the same product that handles your books, payroll, vendor bills, HR, legal, and taxes. Stacking Ivy Pay with a separate bookkeeping tool, a separate payroll tool, and a separate CPA gets you the same outcome at higher total cost and more logins. Ease also goes beyond therapy to every clinical specialty.

Pricing Compared

What you actually pay

Ivy Pay

Free + 2.75%

Free to use with no monthly fee. Transactions are 2.75% per charge across all major cards, including HSA and FSA. No setup, no contract.

Ease

$299/mo

Full platform and agent. $99/mo for the first 3 months for the first 250 verified clinicians. Ease Pay processing rates match Ivy’s rates. Practices processing $10k+/mo see rates competitive with or below Ivy Pay's 2.75% flat.

SWITCHING

Switching from Ivy Pay in Three Simple Steps

Set up Ease Pay.

Enable payment processing inside FinancialOS. Connect your bank account.

Move your patients' cards.

Send a one-time payment update link to each active patient. Most practices migrate in under a week.

Cancel Ivy Pay.

Once your patients have moved over, turn off Ivy Pay.

Frequently Asked Questions

Is Ease Pay HIPAA-secure?+

Yes. Ease Pay is delivered with a signed Business Associate Agreement and is built to handle protected health information appropriately.

What are Ease Pay's processing rates?

2.75%. Flat rate.

Does Ease support membership and concierge billing?

Yes. Ivy Pay does not. If you bill monthly memberships, retainers, or concierge fees, Ease handles that natively.

Can I keep Ivy Pay and still use Ease for everything else?

Yes. Ease does not require you to switch payment processors. Many practices run Ease for books, payroll, and operations while keeping their existing patient payments tool for the first year.