Your W-2 says
doctor. Your finances
say small business.
Side gigs, locum shifts, 1099s, retirement, real estate, and a tax bill that keeps growing. Ease Agent runs the financial life that comes with being a high-earning physician.
Start for $99/mo
You're not a freelancer.
You're not a Fortune 500.
There is nothing built for you.
- Mint and Monarch are too lightweight for complex finances
- QuickBooks and CPAs feel disconnected and reactive
- Wealth management firms typically focus on clients closer to retirement
- Meanwhile, you're 38 and managing:
- W-2 income
- Locum 1099s
- A moonlighting LLC
- A solo 401(k)
- Possibly an LP stake in a surgery center
And a CPA you only speak with once a year.
Ease was built for the gap.TOOLS YOU'RE COBBLING TOGETHER TODAY
Mint / Monarch
Consumer budgeting. Doesn't understand 1099 income or LLCs.
QuickBooks
Built for retail. Takes hours to reconcile every month.
CPA (annual)
One email chain in March. No year-round planning.
Wealth management firm
Wants you at 55. No help now when it actually matters.
LegalZoom + spreadsheets
DIY LLC. No payroll. No compliance calendar. No help.
One agent for the financial
life you actually have
No new logins, no new tools, no Sunday nights reconciling anything.
Track every income stream
W-2, 1099s, K-1s, royalties, honoraria, expert witness fees. Ease Agent classifies each stream, separates personal and business, and keeps your books clean for tax time.
Income ledger · All streams
Auto-classifiedMemorial Hospital – Salary
W-2 · Biweekly · Auto-imported
Riverside Locums
1099-NEC · Categorized as 1099 income (YTD)
Expert Witness
1099-MISC · Categorized as Other Inc.
Surgery Center LP
K-1 · Pass-through entity income
MoonlightMD LLC · S-Corp
All currentREVENUE YTD
$50,200
3 income sources
OWNER SALARY PAID
$42,000
Reasonable salary on track
SOLO 401(K) CONTRIB
$28,500
$40,500 remaining
Q2 ESTIMATE DUE
Jun 15
$4,200 · Agent will file
Run your side LLC like a business
If you have an S-corp or sole prop for moonlighting, locums, or consulting, Ease handles the bookkeeping, payroll (including your own reasonable salary), bill pay, and entity filings.
Optimize your taxes year-round
The agent flags solo 401(k) contribution windows, QBI thresholds, quarterly estimates, and deduction opportunities as the year unfolds. Not in April.
Tax calendar · 2026
APR 15
Q1 estimated tax filed
$6,900 paid · Sent filed automatically
JUN 15 · UPCOMING
Q2 estimated tax due
Est. $4,200 due · Drafting payment now — approve to send.
SEP 15
Q3 estimated tax due
Ease will auto-calculate from YTD data
DEC 31
Solo 401(k) contribution deadline
$40,500 window still open
APR 2027
Returns filed
Personal + LLC. You review and sign.
Are my returns ready to review?
Yes. Personal return and MoonlightMD LLC return are both ready. Total refund estimated: $5,240.
Anything I should flag before signing?
One note — I moved your CME expenses to Schedule C instead of Schedule A. Saves you ~$120 vs last year's filing. Everything else follows your 2025 pattern.
File your taxes without the email chain
Add tax filing as an annual service. Ease prepares and files personal and business returns from the data already in FinancialOS. No document chase. No waiting three weeks for a callback.
A typical month
You don't need to open a dashboard. Just text Ease the way you'd text an assistant who actually knew what they were doing.
"Ease, did the locum check from Riverside hit yet?"
Confirms deposit
$12,400 cleared this morning. Categorized as 1099 income. YTD locum total is now $38,200.
"Pay my malpractice premium from the LLC account."
Done
$3,200 sent to ProAssurance from MoonlightMD LLC. Logged as a business expense in your books.
"How much room is left in my solo 401(k) this year?" Exact number, with a recommendation.
Here is a recommendation
$40,500 remaining of your $69,000 limit. You have until December 31. Based on your current contribution pace, you'll hit 91% of the limit. Want me to schedule the remaining contributions?
"Ease drafts and files estimated taxes"
Done
$4,200 due June 15. Calculated from all income streams. Filing automatically unless you reply "hold".
"(No email chain. No document chase.)"
Returns are ready. You review and sign.
Personal return and LLC return prepared from data already in FinancialOS. One signature. Done.
Three ways to run your back office
Start with an agent. Add a human when you want one. Hand the
whole back office to us when you're ready.
Ease Agent and FinancialOS
$99/mo for the first 3 months
Full FinancialOS platform- Ease Agent across every included module
- Pay, Bill Pay, Payroll, Bookkeeping, Entity, HR
- Ease Taxes + Legal are add-on skills (starting at $100/mo each)
Ease Agent, FinancialOS, and a Bookkeeper
$99/mo for the first 3 months
- Everything in the base plan
- Dedicated human bookkeeper assigned to your practice
- Monthly closed meetings
- Mid-month support over chat
Full Service
Per practice - custom network pricing available
- Everything in the Bookkeeper plan
- Includes Legal and Tax skills
- Tax prep and filing included
- Dedicated practice operations team
Limited launch promo. $99/mo for the first 3 months for the first 250 verified clinicians.
Get your nights and weekends back
Start with Ease Agent and FinancialOS today. No sales call. No implementation project. Sign up and start chatting.